Greetings‚
As we navigate the aftermath of the recent winter storms‚ it’s crucial to ensure that you’re equipped with the necessary information to handle any damage to your property effectively. Here are the top ten tips for those affected by winter storms‚ as shared by the California Department of Insurance:
- Review Your Insurance Policy: Obtain a complete copy of your homeowners’ insurance policy‚ including the declarations page. Understand what types of water damage are covered and excluded.
- Understand Coverage for Water Damage: While homeowners’ policies don’t cover flood damage‚ they may cover other forms of water damage. Consult with your insurance company to clarify coverage.
- Know Your Deductible: Understand your deductible and assess the situation. If damages are below the deductible‚ the insurance company may not be obligated to pay.
- Temporary Repairs: Make temporary repairs to prevent further damage to your property. Document all cleanup and repair costs and refrain from permanent repairs until assessed by the insurance adjuster.
- Maintain Detailed Records: Keep a dedicated “claim diary” documenting all conversations with your insurance company/adjuster about your claim and policy limitations.
- Obtain Repair Estimates: Get at least one estimate on the cost to repair your home to compare with the estimate provided by your insurance company.
- Check Contractor Credentials: Before hiring a contractor‚ verify their licensing status and check for any complaints with the Contractors State License Board to avoid scams.
- Seek Assistance: Contact the Department of Insurance Hotline at 800-927-4357 or through their website for further assistance and guidance.
It’s essential to stay informed and proactive in managing storm-related damages. Remember‚ assistance and resources are available to support you through this process. Learn more about this topic here.
Assemblywoman Megan Dahle
| Supporting “Comebackers‚” Students Returning to College This week‚ Team Dahle attended a webinar hosted by California Competes featuring speakers from the education world in California‚ including one from the 1st Assembly District. The discussion centered on the pressing issue of over 6 million Californians who have some college experience but no credential. Enrollment declines and workforce shortages accentuate the urgency to support these prospective students. Through interviews with “comebacker” students and collaborations with organizations like CaliforniaAttain!‚ key recommendations have emerged to promote reenrollment and degree attainment. Flexibility in learning modalities‚ reframing academic probation‚ and reinstating priority registration are among the proposed solutions. Recognizing the richness of life experiences and skills that adult learners bring‚ programs like the ACE initiative at Shasta College aim to provide tailored support‚ including consistent scheduling and fully online classes. As Vice Chair of the Assembly Education Committee‚ I am deeply committed to increasing opportunities to access education‚ which‚ in turn‚ increases the number of viable candidates in our communities’ workforce. Learn more about this topic here. |
| Banner Mountain Veterans of Foreign Wars Post 2655 Team Dahle recently presented a Certificate of Appreciation to the Banner Mountain Veterans of Foreign Wars Post 2655 in Nevada City for their dedication to serving veterans and communities in western Nevada County. The Post assists with roof leak repairs‚ firewood delivery‚ and provides financial support to academic and athletic sports teams. Recently‚ they secured a wall at the Nevada County Rood Center to commemorate the history of service men and women with memorable occasions and significant holiday displays. |
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Assemblywoman Dahle is Honored to Serve
Alpine County‚ Amador County‚ El Dorado County‚ Lassen County‚ Modoc County‚ Nevada County‚ Placer County‚ Plumas County‚ Shasta County‚ Sierra County‚ & Siskiyou County.
